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In what comes as pleasant news with the beginning of 2021, retirement fund body EPFO on Thursday began crediting an 8.5 percent rate of interest on employees’ provident fund (EPF) for 2019-20 for its over six crore members.In what comes as pleasant news with the beginning of 2021, retirement fund body EPFO on Thursday began crediting an 8.5 percent rate of interest on employees’ provident fund (EPF) for 2019-20 for its over six crore members.