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Many banks are even offering interest rates on fixed deposits (FDs) ranging from 7 percent to 7.5 percent. Fixed deposits ranging from 7 days to 10 years are offered by top lenders like the State Bank of India (SBI), ICICI, HDFC Bank, Axis Bank and others. At present, SBI offers an interest rate of 4.90% for a tenure between 1 year and 2 years for deposits up to Rs 2 crore.Many banks are even offering interest rates on fixed deposits (FDs) ranging from 7 percent to 7.5 percent. Fixed deposits ranging from 7 days to 10 years are offered by top lenders like the State Bank of India (SBI), ICICI, HDFC Bank, Axis Bank and others. At present, SBI offers an interest rate of 4.90% for a tenure between 1 year and 2 years for deposits up to Rs 2 crore.